• The west midlands most
    flexible loan term provider
    -+ £0
    -+ 0 Weeks

    Based on your selection the nearest loan available to requirements is as follows:

    Payments per Week: £0

    Total Amount payable: £0

    APR: 0%

  • Step 1: Your Information
    Check Your Town *
    Title *
    Marital Status *
    Residential Status *
    Employment Status *
    Do you have any existing creditors? *
  • Step 2: Address Information
    How long have you lived at this address? *
  • Step 3: Previous Address
    How long have you lived at this address? *
  • Step 4: Contact Information
    and Feedback
    Where did you hear about Estone Personal Credit? *
  • Step 5: Signature
    Do you consent to a credit search? *
    Agree to personal information being passed onto our agent? *
  • Step 6: What happens next?
    All customers must complete this request a minimum of 24 hours prior to the issue of credit. Completing this document does not form any agreement or guarantee of credit. Issue of all credit is based on affordability under the guidance for responsible lending.

    Please note: Failure to disclose all information or giving incorrect information may lead to criminal prosecution and be considered fraud in a court of law.

    All loans are issued subject to status and applicants must be aged 18 or over.

    Estone Personal Credit Ltd make all decisions without prejudice.

Thank you for your Loan Application.
We will review the submitted details and be in touch within 24 hours.

It’s quick and simple,
apply in minutes.

  • Doorstep collection
  • Short term loans
  • Pay weekly
  • No late payment fees
  • No hidden costs
  • No admin fees or late payment charges

Home Collected Credit is personal and friendly service which can provide you with small, short term loans with affordable repayments. All transactions are completed in the comfort of your own home, and repayments are collected from your home on a weekly basis. This will be from one of our local agents who have many years experience of the home collected credit industry, and, as such understand the needs of our customers.

What our customers think…

Google Rating
5*. Company I couldn’t fault this company at all.. been with them 9 years now and wouldn’t go anywhere else.. Paul is amazing friendly will go above board to help you anyway he can and also all he’s staff. I have Mandy as my agent and she’s been a diamond. And get on really on.. had new bed and sofa delivered today such amazing quality and put it all together for you.. highly recommend this company.. thank you for every thing last couple years and new furniture...
Gemma Hickman
15:44 21 Jun 18
Top company. My agent is Jayne and I occasionally see Martin. The pair are absolutely fantastic, forever going above and beyond to help their customers. Jayne is such credit to the company and is more than just an agent. I have recommended Estone to family and friends who too are very happy to have Estone on board. Give yourselves a pat on the back Estone ?
CeeCee Jai
12:12 24 May 18
Great family run company. Best lenders I've ever been with. My agent is kelly and she is amazing always go the extra mile for you, would definitely recommend to friends and family.
The Normal Robloxian
15:27 02 Aug 18
Excellent company, they always work around what you need throughout the year. Kelly White is an excellent agent, reliable, understanding and very punctual. Definitely a recommended company.
Sophie Harris
16:42 02 Aug 18
I have been with Estone for 3yrs this is the best company I have ever been to ? Jayne our agent is always bubbly efficient and always goes the extra mile for me and my family she is a asset to your company ? I would highly recommend this company to any body absolutely fantastic ? The management also Give you the personal touch Jay Paul Martin are always there for me and my family x
Elaine Pewtner
12:35 15 Jun 18
Good loan company with standout family values. Interest rates are the best i could find online amongst doorstep lenders in my area. My agent is friendly and informative. Great work EPC.
Dexter Lang
15:37 27 Nov 18

How our loan terms compare.

You could save £148.50 with estone based on the table below.

LenderLoanInterestTotal RepayableWeekly Payments% APR
estone£500£287.50£787.5045 x £17.50204.6%
Loans at Home£500£420.00£920.0046 x £20.00353.4%
Provident£500£436.00£936.0052 x £18.00299.3%




Loans at Home







Loans at Home




Total Repayable



Loans at Home




Weekly Payments


45 x £17.50

Loans at Home

46 x £20.00


52 x £18.00




Loans at Home




Information sourced from www.lenderscompared.org.uk
Date: 21st October 2019

Compare other lenders in your areaLenders Compared

Information sourced from www.lenderscompared.org.uk
Date: 22nd January 2019

Compare other lenders in your area

How does it work?

Loans £50
to £1000

Borrow from £50 to £1000 between 12 and 102 weeks on a competitive rate of interest.


We offer fixed weekly repayments, so you can relax knowing the amount you pay each week is always the same.

Easy to

Your own personal payment cards which are updated weekly so you always know how much you owe.

Payment Options

Pay via cash, debit card, and standing order

Pre Payments Schemes

Pre Payments Schemes are available to help customers save for busy periods, which will help reduce the need to borrow.

Whats happening at estone?

What you will need to apply for a loan?

What you will need to apply for a loan?

At Estone Personal Credit Limited we take seriously the need to ensure that all loans that we provide are in the best interest of our customers.

Why you should always check the FCA register

Why you should always check the FCA register

The Financial Services Register is a public record that shows details of firms, individuals and other bodies that are, or have been, regulated by the PRA and/or the FCA.

Doorstep Loans vs Payday Loans

Doorstep Loans vs Payday Loans

We’ve all seen the news recently that Payday lender Wonga have gone into administration meaning that over 500 people could potentially lose their jobs in the coming year.


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Representative Example £200 Cash Loan repayable over 27 weeks 27 weekly payments at £10.50.
Rate of interest 80.63% p.a. Fixed Representative APR 295.2%. Total amount payable £283.50