About Us

Estone Personal Credit Limited, a family run company, aims to demonstrate that home collected credit can be a fair and intelligent service by sticking to their principles of: Easy, Personal, and Compassionate finance.
We are proud to be serving customers in the West Midlands

Estone was established in 1999 by the company’s Managing Director Paul Langley. Over the years, this company has built up a wealth of knowledge about the credit industry, and, more importantly, about what customers desire from the home credit service. Back in 1998, Paul was already working in the consumer credit industry for an established home credit provider. Nevertheless, he felt that he could offer customers a fairer service with better products if he started his own business. Therefore, in 1999, Estone Personal Credit established its first customer (who is still a loyal customer today) and has grown from strength to strength winning the hearts of many loyal customers in the West Midlands.

To this day, Paul insists that the success of Estone was built upon the concept that the customer is always at the heart of the business. As such, he encourages his customers to draw a fine line between borrowing and saving by implementing his products with reasonable weekly payments, and training his agents to spend time with their customers to understand their personal goals and educate them in regards to intelligent borrowing and planning ahead. For that reason, in today’s troubled economy, Estone Personal Credit Limited continue to endow customers with a credit service that is fair, affordable, easy, and will continue to develop the business to meet the needs of their customers in the future.

Our Team

Paul Langley

Managing Director

“The customers best interests are at the heart of everything we do”

Jay Langley

Operations Director

It’s our duty to ensure the loans we offer are always right for you

Our Brands

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Representative Example £200 Cash Loan repayable over 27 weeks 27 weekly payments at £10.50.
Rate of interest 80.63% p.a. Fixed Representative APR 295.2%. Total amount payable £283.50