Step 1 : Apply Online

Please be aware that applying for credit if you are not on the electoral register, have active IVA's, bankruptcy, or debt relief orders, may have an adverse effect on your credit rating. You must be 18 or over to apply for credit with Estone Personal Credit Ltd. You must also be a tennant or a homeowner. Estone Personal Credit do not call to intercom based properties. Affordability testing will be completed on all applications, and loans will only be granted if they are in the best interests of the customer.

Check the loan calculator below to tell us how much you would like to borrow.

Loan Amount:

  • Select between £50 and £1000

  • -
  • £100

    You have reached the maximum loan amount for this payback term. Try increasing your pay back term.

    Pay back Term:

  • Enter a Payment period between 12 and 102 weeks.

  • -
  • 12 Weeks

Based on your selection the nearest loan available to requirements is as follows:

Payments per Week :

Total amount payable :

APR : %

* Larger loans will require a higher pay back period and loans under £100 are only available up to 22 weeks.

Our coverage area

Check your postcode

Step 2 : Your Information




Date of Birth*

NI Number

Marital Status*

Residential Status*

Employment Status*

Do you have a Credit Card?*

Do you have a Loan?*

Estimated weekly income?* (After Expenditure)

Step 3 : Partner's Information




Date of Birth

Step 4 : Address Information

House Number or Name*

1st Line of Address*

2nd Line of Address



Post Code*

How long have you lived at this address?*

Step 5 : Previous Address

House Number or Name*

1st Line of Address*

2nd Line of Address



Post Code*

How long have you lived at this address?*

Step 6 : Contact Information

Telephone Number*

Email Address

Step 7 : Feedback

Where did you hear about Estone Personal Credit*

If 'Other'

Step 8 : Signature



Email Address

Do you consent to a credit search?​*

Agree to personal information being passed onto our agent?*

Step 9 : What happens next?

All customers must complete this request a minimum of 24 hours prior to the issue of credit. Completing this document does not form any agreement or guarantee of credit. Issue of all credit is based on affordability under the guidance for responsible lending.

Please note: Failure to disclose all information or giving incorrect information may lead to criminal prosecution and be considered fraud in a court of law.

All loans are issued subject to status and applicants must be aged 18 or over.

Estone Personal Credit Ltd make all decisions without prejudice.



Email Address

I confirm that by completing this request I agree for an Agent to visit me in my home

* I consent to my submitted data being collected and stored allowing us to respond to your request. View Privacy Policy

How do we compare to the rest?

  • We bring the loans to you
  • We provide exceptional customer care
  • Our loans do not have hidden or late payment fees
  • Our agents are trained and tested
  • We not only offer loans and home products, but we encourage saving to help the customer reduce the need to borrow

Why Choose Estone

  • Family run business
  • Home improvement range available
  • Flexible Cash Loan Plans
  • Your own personal agent
  • Forward Loan Planning to help reduce the need to borrow

Hours of Operation

Monday 9:00am – 5:00pm

Tuesday 9:00am – 5:00pm

Wednesday 9:00am – 5:00pm  

Thursday 9:00am – 5:00pm

Friday 9:00am – 1:00pm

Saturday – Closed

Sunday – Closed 

Contact: 0121-522-4687